The 4 Best Apps to Invest in Stocks in 2026
Investing in the stock market from your phone is within anyone's reach thanks to online brokers, with fees far below traditional banks. This guide compares the 4 best apps to invest in stocks in 2026, for buying shares and ETFs without friction. Remember: investing carries the risk of losing your capital.
Top Apps and Brokers for Buying Shares and ETFs
Online broker apps for investing from your phone: buying shares and ETFs at low fees, from beginner-friendly options to platforms with advanced tools.
Top pick
Trade Republic: Broker y Banco
Free · 10M+
Best to get started
4.5
319K reviews
TopApps analysis
Trade Republic is the simplest app for a first step into the market: buy shares and ETFs in three taps, with over 11,000 assets and automatic savings plans. Made for long-term investors.
Trade Republic is a mobile broker and bank built around investing simply and cheaply. You can buy shares, ETFs and crypto at very low fees, set up automatic recurring investment plans, and earn interest on cash you haven't invested yet. One of the easiest ways to start investing from your phone.
Pros
- Very low trading fees
- Automatic investment plans for shares and ETFs
- Interest paid on uninvested cash
Cons
- Investing carries a risk of loss
- Fewer analysis tools than an advanced broker
- Customer support is mostly digital
XTB - Inversión Online
Free · 10M+
Best platform
4.6
156K reviews
TopApps analysis
XTB offers 0% commission on shares and ETFs (up to 100,000 EUR per month), its powerful xStation platform and local-language support. The most complete option for investing and analysing.
XTB is a regulated broker with one of the most powerful analysis platforms on the market (xStation). It offers stocks and ETFs with 0% commission up to €100,000 of monthly volume, plus CFDs. It pairs professional-grade tools with an approachable app, and stands out for its educational material and Spanish-language customer support.
Pros
- 0% commission on stocks and ETFs (up to €100,000/month)
- Very powerful xStation platform
- Regulated, with support in Spanish
Cons
- CFDs are high-risk products
- Maintenance fee if you stop trading
- Investing carries the risk of losing your capital
DEGIRO: Inversión y trading
Free · 1M+
The cheapest
4.7
17K reviews
TopApps analysis
DEGIRO is among the cheapest brokers in Europe: access to over 45 exchanges worldwide and ETFs with no transaction fee. Ideal for long-term portfolios.
DEGIRO is one of the cheapest brokers in Europe and a favourite for long-term investing. It gives access to more than 45 exchanges across 30 countries at very low fees, and includes a selection of ETFs with no transaction fee. Serious, regulated and no frills: ideal for share and ETF portfolios.
Pros
- One of the cheapest brokers in Europe
- Access to more than 45 exchanges worldwide
- A selection of ETFs with no transaction fee
Cons
- No crypto investing
- Interface aimed at investors rather than traders
- Investing carries the risk of losing your capital
eToro: Trading e Inversión
Free · 10M+
Best for copying experts
4.1
156K reviews
TopApps analysis
eToro popularised social investing with CopyTrading: mirror experienced investors automatically. Commission-free shares and ETFs, and a huge community.
eToro is the broker that popularised social investing, with more than 40 million users. Its big draw is CopyTrading: you can automatically mirror the trades of experienced investors. It offers commission-free stocks and ETFs, plus crypto. A good fit for beginners who want to learn by watching other investors.
Pros
- CopyTrading: mirror experienced investors
- Commission-free stocks and ETFs
- Social community of over 40M users
Cons
- Operates in dollars (currency conversion fee)
- Withdrawal fee
- Investing carries the risk of losing your capital
Frequently asked questions
Which stock investing app is best for a beginner?
Trade Republic is the easiest place to start: the app is simple enough to buy an asset in three taps, fees are low, and it supports automatic savings plans in ETFs, ideal for investing bit by bit. eToro is also very easy and adds the option of copying experienced investors while you learn.
What fees do these apps charge?
Online brokers are far cheaper than traditional banks. XTB charges 0% commission on shares and ETFs up to 100,000 EUR of monthly turnover; Trade Republic charges a small flat fee per order; DEGIRO has very low fees and a selection of ETFs with no transaction commission. Always check custody, currency conversion (if the broker trades in dollars) and withdrawal fees before choosing.
Is it safe to invest from an app?
Yes, as long as you use a regulated broker like the ones in this guide. All four are regulated in the EU and covered by national investor compensation schemes, which protect assets if the broker fails, up to limits that vary by country. Note that these are European brokers: Trade Republic and DEGIRO do not operate in the United States, and DEGIRO left the UK market. The risk is not in the app but in the market: your investments can go up or down and you could lose part of your capital. Diversify, invest for the long term, and never use money you will need soon.
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